iuvity is built on TODO1’s Open Service Platform (OSP) which has:
Registered users worldwide.
New products sold and activated, increasing share of wallet at a fraction of the cost.
Transactions just in the last year.
More than $500B processed with solutions running on top, every year.
Ideal for Banks and Credit Unions
Our turn-key solution provides a truly modern, omnichannel digital banking experience. With our solution, your customers will have access to easy-to-use tools for optimal financial control.
Our modular approach will give you the flexibility to grow your digital channel offering at your own pace and our Business Intelligence tools will accelerate your ability to understand and anticipate your customer needs.
Key Benefits: scalable, modular, API-based.
Ideal for Banks, Credit Unions, and Fintechs
Now more than ever, your customers are expecting all of their financial interactions to be secure and protected with prompt actions when fraudulent activity is detected. Our solution lets you meet this need and also provides you tools to identify, monitor, and stop fraud in real-time.
Our holistic approach allows you to select the type of protection that you require, from behavioral, biometrical, or brand intelligence. Additionally, our prescriptive analytic agent (SARA) will provide you state-of-the-art recommendations to meet your target risk appetite.
Key Benefits: Adapts to your fraud prevention and protection needs (instead of the one size fits all approach), multiple analysis types (descriptive, predictive, and prescriptive).
Ideal for Banks, Credit Unions.
With our digital marketing solutions, you will be able to promote the right product to the right customer. Our campaign manager and dashboards will help you run targeted campaigns that can be measured and optimized in real-time. Gain customer insight, increase interaction, and build stronger relationships with them by offering products that truly meet their financial needs and help them live the lives they want.
Key Benefits: Real-time customer feedback, successful marketing campaigns, improved customer relationships.
DIGITAL CUSTOMER ONBOARDING
Ideal for Banks, Credit Unions.
Eliminate barriers to acquire new clients and increase your existing client share of wallet by simplifying digital banking onboarding. Provide a fully digitized experience avoiding your customers the hassle of leaving home and waiting in line. Let them use digital channels to onboard any time and through any channel with security and regulatory compliance.
Key Benefits: Increased customer acquisition, enhanced customer experience
Ideal for Banks and Credit Unions
In this fast-evolving world, the role of advisors is quickly shifting from in-person to digital interactions where strong human connections are more important than ever before. Our solution provides your customers with the tools to securely call, chat and collaborate anytime and from anywhere. Advisors will improve their ability to communicate with their customers and provide better service.
Key Benefits: Client retention, increase cross-selling and up-selling, centralized customer contact points.
Solutions designed to deliver meaningful experiences and support lasting customer relationships
Our Open Service Platform (OSP) is a highly secure, flexible and configurable platform that delivers powerful digital banking solutions.
Designed with years of experience in the financial services industry, it provides over 300 rich and extensible APIs that can be leveraged to create unique solutions that meet the most demanding client needs. Customer journeys can be customized by orchestrating business flows, linking existing or 3rd party services and adjusting the visual components to create an exceptional user experience. Additionally, the OSPs communication layer allows for quick integration to back-end core systems.
- Compliance and Risk Management
- Business Analytics
- Multi-currency and Multi-language
- Open Banking API
- SaaS Business Model
- Pre-defined and customizable Design Systems and visual components
- Pre-defined and flexible business and functional flows
- Over 300 APIs
- Extensible Libraries to create new functionality
- Reliable and proven entitlement-based access control
- Reports and Data Processing
- Business Intelligence
- Audit transactions
- Rich feature entitlement module
BENEFITS AND VALUE
- Flexible and customizable user experience (UX)
- Predefined and extensible process flows to accelerate digital banking implementations
- Secure, compliant, and protected
- Regulation Ready
- User-Centered Design
- Open API access and modern technology architecture
- Easily configurable customer journeys and services
- Proven integration to multiple banking cores in 10 countries
- Flexible integration to core back-end systems via standardized messaging
- Reduced operational overhead
- Highly customizable and extensible solution
- Accelerated deployment of digital banking solutions
- Flexible and configurable user experiences
Human Experience Layer
System designs, visual components and tools that accelerate the creation of the complete user experience with full support for mobile and web channels.
Solution Orchestration Layer
Leverages existing libraries, open and 3rd party APIs and business rules to deliver full and rich functionality that can be coordinated by the Human Experience Layer.
Business Aggregation Layer
Configurable services, business logic and 3rd party components that can be configured to deliver financial transactions and end-to-end customer journeys.
Seamless Integration Layer
The platform facilitates the integration of core back-end systems and 3rd party solutions by standardizing the communication and messages that are consumed by the rest of the components. Most standard formats and protocols are supported out-of-the-box.
Take control and develop your applications’ Front UI through pre-built graphic elements, creating flows with a visual interface.
Access your users’ digital behavior insights with strategy proposals to accelerate adoption, in addition to historical information, dashboards and use levels.
Manage your platform and monitor performance, service quality and response times.
Use TODO1's or third parties’ APIs and find any necessary documentation for their developers in our Open Banking Marketplace.
Access real-time users’ behavior analysis using Artificial Intelligence and Data Management Solution for Analytics (DMSA) tools.
RUNNING IN A SECURE AND ROBUST ENVIRONMENT
We are focused on providing state-of-the-art, scalable solutions designed to respond to current and future needs.
Our hybrid private cloud is co-located in redundant data centers while leveraging AWS and Azure clouds operating 24 hours a day, 365 days a year, under the most rigorous quality and safety standards.
We believe the world is ready for the next generation of banking. One where people matter the most.
Our solutions provide our clients with the ability to build stronger relationships with their customers by providing easy, frictionless interface experiences between their lives and their financial services.